支付宝推出了新的转账接口 alipay.fund.trans.uni.transfer(降级后安全性更高,性能更加弱小),老转账接口 alipay.fund.trans.toaccount.transfer 将不再保护,新老接口的一个区别就是新接口采纳的证书验签形式。
应用新接口要将 sdk 版本升级到最新版本,博主降级时最新版本是 4.10.97。
接下来看集成步骤。
1. 将支付宝开放平台里下载的 3 个证书放在 resources 上面
在这里插入图片形容
2. 写支付宝领取的配置文件
alipay.properties
alipay.appId= 你的利用 id
alipay.serverUrl=https://openapi.alipay.com/ga…
alipay.privateKey= 你的利用私钥
alipay.format=json
alipay.charset=UTF-8
alipay.signType=RSA2
alipay.appCertPath=/cert/appCertPublicKey_2021001164652941.crt
alipay.alipayCertPath=/cert/alipayCertPublicKey_RSA2.crt
alipay.alipayRootCertPath=/cert/alipayRootCert.crt
3. 引入 pom 依赖
<dependency>
<groupId>com.alipay.sdk</groupId>
<artifactId>alipay-sdk-java</artifactId>
<version>4.10.97.ALL</version>
</dependency>
4. 将配置信息注入 AliPayBean
import lombok.Data;
import org.springframework.boot.context.properties.ConfigurationProperties;
import org.springframework.context.annotation.PropertySource;
import org.springframework.stereotype.Component;
@Component
@PropertySource(“classpath:/production/alipay.properties”)
@ConfigurationProperties(prefix = “alipay”)
@Data
public class AliPayBean {
private String appId;
private String privateKey;
private String publicKey;
private String serverUrl;
private String domain;
private String format;
private String charset;
private String signType;
private String appCertPath;
private String alipayCertPath;
private String alipayRootCertPath;
}
5. 写配置类
import com.alipay.api.AlipayClient;
import com.alipay.api.CertAlipayRequest;
import com.alipay.api.DefaultAlipayClient;
import org.springframework.beans.factory.annotation.Autowired;
import org.springframework.beans.factory.annotation.Value;
import org.springframework.context.annotation.Bean;
import org.springframework.context.annotation.Configuration;
import org.springframework.util.FileCopyUtils;
import java.io.InputStream;
@Configuration
public class AliConfig {
@Value("${custom.http.proxyHost}")
private String proxyHost;
@Value("${custom.http.proxyPort}")
private int proxyPort;
@Value("${spring.profiles.active}")
private String activeEnv;
@Autowired
private AliPayBean aliPayBean;
@Bean(name = {"alipayClient"})
public AlipayClient alipayClientService() throws Exception{CertAlipayRequest certAlipayRequest = new CertAlipayRequest();
// 设置网关地址
certAlipayRequest.setServerUrl(aliPayBean.getServerUrl());
// 设置利用 Id
certAlipayRequest.setAppId(aliPayBean.getAppId());
// 设置利用私钥
certAlipayRequest.setPrivateKey(aliPayBean.getPrivateKey());
// 设置申请格局,固定值 json
certAlipayRequest.setFormat(aliPayBean.getFormat());
// 设置字符集
certAlipayRequest.setCharset(aliPayBean.getCharset());
// 设置签名类型
certAlipayRequest.setSignType(aliPayBean.getSignType());
// 如果是生产环境或者预演环境,则应用代理模式
if ("prod".equals(activeEnv) || "stage".equals(activeEnv) || "test".equals(activeEnv)) {
// 设置利用公钥证书门路
certAlipayRequest.setCertContent(getCertContentByPath(aliPayBean.getAppCertPath()));
// 设置支付宝公钥证书门路
certAlipayRequest.setAlipayPublicCertContent(getCertContentByPath(aliPayBean.getAlipayCertPath()));
// 设置支付宝根证书门路
certAlipayRequest.setRootCertContent(getCertContentByPath(aliPayBean.getAlipayRootCertPath()));
certAlipayRequest.setProxyHost(proxyHost);
certAlipayRequest.setProxyPort(proxyPort);
}else {
//local
String serverPath = this.getClass().getResource("/").getPath();
// 设置利用公钥证书门路
certAlipayRequest.setCertPath(serverPath+aliPayBean.getAppCertPath());
// 设置支付宝公钥证书门路
certAlipayRequest.setAlipayPublicCertPath(serverPath+aliPayBean.getAlipayCertPath());
// 设置支付宝根证书门路
certAlipayRequest.setRootCertPath(serverPath+aliPayBean.getAlipayRootCertPath());
}
return new DefaultAlipayClient(certAlipayRequest);
}
public String getCertContentByPath(String name){
InputStream inputStream = null;
String content = null;
try{inputStream = this.getClass().getClassLoader().getResourceAsStream(name);
content = new String(FileCopyUtils.copyToByteArray(inputStream));
}catch (Exception e){e.printStackTrace();
}
return content;
}
}
6. 写领取工具类
import com.alipay.api.AlipayApiException;
import com.alipay.api.AlipayClient;
import com.alipay.api.domain.AlipayTradeAppPayModel;
import com.alipay.api.domain.AlipayTradeQueryModel;
import com.alipay.api.request.AlipayTradeAppPayRequest;
import com.alipay.api.request.AlipayTradeQueryRequest;
import com.alipay.api.response.AlipayTradeAppPayResponse;
import com.alipay.api.response.AlipayTradeQueryResponse;
import lombok.extern.slf4j.Slf4j;
import org.springframework.beans.factory.annotation.Autowired;
import org.springframework.beans.factory.annotation.Qualifier;
import org.springframework.stereotype.Service;
/**
- @description: 支付宝工具类
- @Date:2020-08-26
*/
@Slf4j
@Service
public class AliPayUtils {
@Autowired
@Qualifier("alipayClient")
private AlipayClient alipayClient;
/**
* 交易查问接口
* @param request
* @return
* @throws Exception
*/
public boolean isTradeQuery(AlipayTradeQueryModel model) throws AlipayApiException {AlipayTradeQueryRequest request = new AlipayTradeQueryRequest();
request.setBizModel(model);
AlipayTradeQueryResponse alipayTradeQueryResponse = alipayClient.certificateExecute(request);
if(alipayTradeQueryResponse.isSuccess()){return true;} else {return false;}
}
/**
* app 领取
* @param model
* @param notifyUrl
* @return
* @throws AlipayApiException
*/
public String startAppPay(AlipayTradeAppPayModel model, String notifyUrl) throws AlipayApiException {AlipayTradeAppPayRequest aliPayRequest = new AlipayTradeAppPayRequest();
model.setProductCode("QUICK_MSECURITY_PAY");
aliPayRequest.setNotifyUrl(notifyUrl);
aliPayRequest.setBizModel(model);
// 这里和一般的接口调用不同,应用的是 sdkExecute
AlipayTradeAppPayResponse aliResponse = alipayClient.sdkExecute(aliPayRequest);
return aliResponse.getBody();}
/**
* 转账接口
*
* @param transferParams
* @return AlipayFundTransToaccountTransferResponse
*/
public AlipayFundTransUniTransferResponse doTransferNew(TransferParams transferParams) throws Exception {String title = (StringUtils.isNotBlank(transferParams.getRemark()) ? transferParams
.getRemark() : "转账");
// 转账申请入参
AlipayFundTransUniTransferRequest request = new AlipayFundTransUniTransferRequest();
// 转账参数
BizContentForUniTransfer bizContent = new BizContentForUniTransfer();
bizContent.setOut_biz_no(transferParams.getOutBizNo());
bizContent.setTrans_amount(MathUtil.changeF2Y(Math.abs(Integer.parseInt(transferParams.getAmount()))));
bizContent.setProduct_code("TRANS_ACCOUNT_NO_PWD");
bizContent.setBiz_scene("DIRECT_TRANSFER");
bizContent.setOrder_title(title);
Participant participant = new Participant();
participant.setIdentity(transferParams.getPayeeAccount());
participant.setIdentity_type(transferParams.getPayeeType());
participant.setName((StringUtils.isNotBlank(transferParams.getPayeeRealName()) ? transferParams
.getPayeeRealName() : StringUtils.EMPTY));
bizContent.setPayee_info(participant);
bizContent.setRemark(title);
request.setBizContent(JSON.toJSONString(bizContent));
// 转账申请返回
AlipayFundTransUniTransferResponse response = null;
try {response = alipayClient.certificateExecute(request);
} catch (Exception e) {log.info("doTransfer exception,异样信息:{}", e.toString());
log.info("doTransfer exception,支付宝返回信息:{}", JSONObject.toJSONString(response));
}
log.info("doTransfer,AlipayFundTransUniTransferResponse:{}", JSONObject.toJSONString(response));
return response;
}
}
Tips:转账用到的类
@Data
public class TransferParams {
/**
* 利用编号
*/
private Long appId;
/**
* 创建人 id
*/
private Long createdBy;
/**
* 转账业务订单号
*/
private String outBizNo;
/**
* 收款方辨认形式
*/
private String payeeType;
/**
* 收款方账号,能够是支付宝 userId 或者支付宝 loginId
*/
private String payeeAccount;
/**
* 转账金额,单位分
*/
private String amount;
/**
* 付款方名称
*/
private String payerShowName;
/**
* 收款方名称
*/
private String payeeRealName;
/**
* 备注
*/
private String remark;
/**
* 支付宝转账流水号
*/
private String orderId;
}
import lombok.Data;
import java.math.BigDecimal;
/**
-
支付宝转账参数
*/
@Data
public class BizContentForUniTransfer {
/*** 业务订单号 */
private String out_biz_no;
/**
* 订单总金额,单位为元,准确到小数点后两位,*/
private BigDecimal trans_amount;
/**
* 业务产品码,* 单笔无密转账到支付宝账户固定为:TRANS_ACCOUNT_NO_PWD;* 单笔无密转账到银行卡固定为:TRANS_BANKCARD_NO_PWD; * 收发现金红包固定为:STD_RED_PACKET;*/
private String product_code;
/**
* 形容特定的业务场景,可传的参数如下:* DIRECT_TRANSFER:单笔无密转账到支付宝 / 银行卡, B2C 现金红包; * PERSONAL_COLLECTION:C2C 现金红包 - 领红包 */
private String biz_scene;
/**
* 转账业务的题目,用于在支付宝用户的账单里显示 */
private String order_title;
/**
* 原支付宝业务单号。C2C 现金红包 - 红包支付时,传红包领取时返回的支付宝单号;* B2C 现金红包、单笔无密转账到支付宝 / 银行卡不须要该参数。*/
private String original_order_id;
/**
* 业务备注 */
private String remark;
/**
* 转账业务申请的扩大参数,反对传入的扩大参数如下:* 1、sub_biz_scene 子业务场景,红包业务必传,取值 REDPACKET,C2C 现金红包、B2C 现金红包均需传入;* 2、withdraw_timeliness 为转账到银行卡的预期到账工夫,可选(不传入则默认为 T1),* 取值 T0 示意预期 T + 0 到账,取值 T1 示意预期 T + 1 到账,因到账时效受银行机构解决影响,支付宝无奈保障肯定是 T0 或者 T1 到账;*/
private String business_params;
/**
* 领取收款对象 */
private Participant payee_info;
}
@Data
public class Participant {/** * 参与方的惟一标识 */ private String identity; /** * 参与方的标识类型,目前反对如下类型:* 1、ALIPAY_USER_ID 支付宝的会员 ID * 2、ALIPAY_LOGON_ID:支付宝登录号,反对邮箱和手机号格局 */ private String identity_type; /** * 参与方实在姓名,如果非空,将校验收款支付宝账号姓名一致性。* 当 identity_type=ALIPAY_LOGON_ID 时,本字段必填。*/ private String name;
}
作者:李秀才
原文链接:https://blog.csdn.net/qq_3355…